Introduction:
Health insurance in India has gone through massive upgrades recently. To protect your family and savings from rising medical costs, you must know about these latest, customer-friendly features introduced by IRDAI and top insurers.
Key Features & Latest Changes:
No Age Bar for Entry: Anyone, regardless of age (even senior citizens over 65), can now buy a new health insurance policy.
Reduced Waiting Periods: The maximum waiting period for pre-existing diseases (like Diabetes or BP) has been legally reduced from 4 years to a maximum of 3 years.
100% Cashless Everywhere: You can now avail cashless treatment at any hospital across India, even if that hospital is not in your insurer’s official network list.
Moratorium Period Reduced: After 5 years of continuous policy renewal, insurance companies cannot reject your genuine claim on the grounds of non-disclosure.
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